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AUTO
INSURANCE FAQ |
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How much does the cheapest car insurance cost?
That really depends on your credit score, claims history, driving
record, where you live, etc. The cost comes from the symbol of the
vehicle if physical damage coverage is selected, the location where
it is being kept, annual mileage, levels of coverage and most
importantly the record of the insured driver.
What is auto insurance?
Auto insurance protects you against financial loss if you have an
accident. It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay
your losses as defined in your policy.
Must I have auto insurance?
Most states have laws in the books that require basic auto insurance
coverage for every driver. A few states ask only that you
demonstrate “financial responsibility.”
If a friend drives my car, is he or she covered under my
insurance?
Other drivers who your permission to use your auto are frequently
covered. To make sure, check your policy or ask your agent. Find out
if there are limitations regarding your policy and how they apply to
other drivers.
Exclusive Safe Autos For Everyone safe Car Program takes the
guesswork out of selecting a safe new vehicle Using crash test data
from both the Insurance Institute for Highway Safety (IIHS) and the
National Highway Traffic Safety Administration (NHTSA), the safe Car
Program sifts through the dozens of makes and models to identify the
safest vehicles in six categories: small cars, medium-sized cars,
heavy cars, SUVs, vans, and pickup trucks.
Honorable Mentions
Honorable Mentions are awarded to vehicles tested by both IIHS and
NHTSA that receive ratings of:
"Good" or "Acceptable" in the IIHS's overall frontal-offset crash
test performance rating.
A minimum of four stars in NHTSA's frontal-impact crash tests and a
minimum of three stars in NHTSA's side-impact crash tests, meaning a
20 percent or less chance of a serious injury.
A minimum of three stars in NHTSA's rollover resistance rating,
meaning a 30 percent or less chance of a rollover in a
single-vehicle accident.
Vehicles are reviewed for inclusion in the S.A.F.E. Car Program
throughout the model year as new crash tests are completed.
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