What to do after an auto accident
Life can get very complicated in the aftermath of a car accident.
Questions about injuries, car repairs, talking to the police, and
filing an insurance claim — not to mention the scare-induced
adrenaline rush — bombard your senses and can leave you incapable
of making a clear decision. That's why it pays to know ahead of
time how to deal with insurers after a car crash.
When to hire a personal
injury lawyer
Insurance companies, by their own admission, try to settle injury
claims as quickly and as economically as possible. They have
little interest in protracting litigation because it costs them
money. When you've been in an accident and sustained damages or
injuries, the insurance company of the person at fault will likely
contact you and offer to settle the claim immediately or in a very
short period of time.
How to steer clear of claim
trouble in six auto accident scenarios
In a perfect world (or even in a not-so-perfect world where
accidents happen), an auto insurance accident claim would go
smoothly. Unfortunately, there are countless scenarios that can
throw you for a loop
How to mediate or
arbitrate an auto insurance claim dispute
When you disagree with your insurance company about a claim, and
can’t reach a solution, you have options to settle the dispute
without going to court.
The Insurance Information Institute offers the following
suggestions for resolving a dispute with your insurance company:
12 things your auto insurer won't
tell you
Keeping secrets is fine when you're in grade school, but when it
comes to taking care of your car, secrets are just what you don't
need, especially from your insurance company. Here are 12 things
your auto insurer won't tell you, and what you can do about it.
Using your personal car for business
If one of the perks of your job is a company car, then chances are
your employer pays to insure that car. In that case, there's no
question about which insurance policy will cover an accident. But
some companies expect employees to use their own cars when they're
out on company business, and if you're self-employed, you may use
your car for both business and personal reasons.
Consumer group lists “deadliest” cars
Throughout the years, high-performance sports cars have remained
popular for automotive enthusiasts with the need for speed.
The safest cars of 2002
Most people think that buying a large car means buying a safe car.
While that statement does hold merit, all large cars are not
equally safe. And purchasing a large, heavy sedan is not for
everyone. With that in mind, Safe Autos For Everyone (S.A.F.E.)
Program identifies the safest in six categories: small cars,
medium-sized cars, heavy cars, SUVs, vans, and pickup trucks. (For
full details about the program see Choose a safe new car.