Don't shoot yourself in the
foot: When to file that auto insurance claim
While auto insurance companies insist they want to know about the
smallest accident, it's clear that if your deductible is more than
the cost of your repairs, you are better served to pay the bill
yourself and leave your claim unreported
Total warfare: What to do when
your auto insurer totals your car
What happens when a traffic accident devastates your car? It's not
a scenario most drivers want to think about. Still, it's one you
should consider before it happens, especially if you're shopping
around for an auto insurance company.
Diminished value payments
when your car has been in a wreck
Say your car is worth $5,000, according to the National Automobile
Dealers
Claims payments: Who gets the
check?
"Show me the money" is what you might say when an insurer pays to
repair your car after an accident. After all, the insurer owes you
the cash. However, the company might write you a check and tell
you to "share the money." Who receives the claim-payment check
often depends on who caused the accident.
Dealing with another
driver's insurer when a crash is not your fault
Doing business with your own insurance company after a car crash
can be time-consuming and a hassle. Just imagine what it's like to
deal with the insurance company of someone else who crashed into
your car. Here are some tips to ensure you maintain your cool —
and your sanity — when making a claim with the at-fault person's
insurer.
When your friend crashes your car:
The rules of auto liability
Questions of liability in auto accidents are usually easy to
answer. There's usually a person who's clearly at fault, or the
responsibility can be divided appropriately among the parties
involved. However, there are certain accident scenarios in which
figuring out who's responsible is difficult at best.
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